Business Insurance

Exceptional Insurance Solutions for Your Business

Welcome to Assurean, your dedicated partner in business insurance. As a leading independent insurance brokerage, we proudly represent the industry’s top carriers, delivering tailored solutions and unmatched service to address your diverse business insurance requirements. At Assurean, we put your business’s protection first.

Our Business Products

At Assurean, we offer a comprehensive suite of business insurance solutions designed to protect your company’s assets, liabilities, and operations.

Business Owners Policy

Comprehensive coverage for your business’s assets, liability, and property in one convenient package.

Workers’ Compensation

Protect your employees and your business with coverage for workplace injuries and illnesses.

Professional Liability

Safeguard your reputation and finances against claims of professional negligence.

Commercial Auto Insurance

Ensure your business vehicles are covered for accidents and damages.

Commercial Property Insurance

Secure your business premises and assets against unforeseen events.

General Liability

Protect your business from liability claims related to accidents or injuries.

Cyber Insurance

Defend against cyber threats and data breaches with specialized coverage.

Umbrella & Excess Insurance

Extend liability protection for your business beyond standard policies.

Hired & Non-Owned Auto Insurance

Cover liability for vehicles used in your business operations, whether owned or not.

Exclusive Benefits for Our Business Insurance Clients

At Assurean, we go beyond just providing insurance. We offer our business insurance clients a range of exclusive benefits to enhance their experience:

Our experienced insurance advisors are ready to provide tailored advice to meet your unique business needs.
We understand the importance of prompt claims processing, ensuring minimal disruption to your business operations.
As a valued client, you’ll receive priority customer support to address any questions or concerns.

Business Insurance FAQs

What types of business insurance do I need?

The insurance you need depends on your business type and industry. Common types include General Liability, Workers’ Compensation, Commercial Property, and Business Interruption insurance. Our experts can help you determine the right coverage for your specific needs.

How much does business insurance cost?

The cost of business insurance varies widely depending on factors such as your industry, location, size, and the coverage you require. We offer competitive rates and can provide you with a customized quote based on your business’s unique characteristics.

Do I need business insurance if I work from home?

Yes, even home-based businesses benefit from insurance coverage. Homeowners’ insurance typically does not cover business-related liabilities or assets. Business insurance can protect your business equipment, liability, and more, even if you operate from home.

What is Business Interruption insurance, and do I need it?

Business Interruption insurance helps cover lost income and operating expenses if your business is temporarily unable to operate due to a covered event, such as a fire or natural disaster. It’s valuable for businesses that rely heavily on physical locations or equipment.

How can I lower my business insurance premiums?

Several strategies can help reduce insurance costs, including implementing safety measures, bundling policies, increasing deductibles, and periodically reviewing and adjusting your coverage. Our team can assist you in finding cost-effective solutions without compromising on protection.